Payday loans are short-term loans that are perfect for those conditions where you just want to secure a few hundred dollars for just a few days until your next payday, when you can pay back the loan amount There is usually no particular predetermined use for receiving a cash advance, therefore payday loans could be used for practically anything you like including, car repairs, paying off utility bills to avoid disconnection, grocery bill, medical bill, school fees, throwing an anniversary party for your better half, travelling expenses and so on